President’s Message
Rick Quinn President, HBA of South Carolina

As the HBA ramps down from a busy and productive legislative session we have begun to prepare for the State Convention, a very special event on the HBA yearly calendar. Whether you’ve been a regular attendee of the State Convention or especially if you’ve never attended please consider joining us this year. We will always be stronger as a group and the more people in the industry you know and the more knowledge you gain and offer, the better off we all are. The State Convention in Savannah is a great place for us to improve and become stronger individually and as a group. Savannah is also a great place to visit and the HBA fellowship is fun, warm, and inclusive.

Of great benefit to HBA members are the available continuing education courses. I attribute much of my success to the time spent learning and sharing ideas and concerns with others in the industry. If you are looking for a broader network, new business opportunities, liaisons, or partnerships that could positively affect your business don’t miss this opportunity for fun and future success. Register now for the South Carolina State HBA Convention in Savannah and start down the path to a very profitable 2019!

Please make sure to thank our sponsors. Without them, opportunities like our convention and many other HBA events would not be possible. I look forward to seeing you in Savannah.

Friday Keynote Speaker –Dr. Elliot Eisenberg

Dr. Elliot Eisenberg will speak on the condition of the overall economy with an emphasis on the four components of GDP growth, as well as labor market conditions, wage growth, household wealth, inflation and interest rates, and of course the housing market including residential construction activity, existing sales activity, home prices, home sizes, credit availability, household formation, demographics, loan volume, refiactivity and so on. He will also talk about the Republican tax cuts and their impact on the economy and house prices. He will then briefly compare economic conditions in South Carolina